Transparent by design

See exactly what the calculator uses.

Check My Money is designed as a quick estimate, with the assumptions and exclusions shown clearly instead of hidden behind the result.

Income tax

2026–27 resident rates

The calculator uses the legislated Australian resident income-tax rates for 2026–27: 0% to the tax-free threshold, then 15%, 30%, 37% and 45% across the relevant brackets.

At $45,000$4,020estimated income tax
At $135,000$31,020estimated income tax
At $190,000$51,370estimated income tax

Australian Taxation Office — resident tax rates →

Scope

What the headline result does not include

That makes Check My Money useful for a fast comparison and pay snapshot, but not a tax return, payroll system or personalised financial, tax or legal advice.

Run your numbers

Use the calculator with the assumptions in view.

Open calculator →